Rather than just upgrading and downgrading between the chase sapphire reserve and preferred card you can downgrade the card to either a freedom or freedom unlimited card. Once he made the call the request to downgrade the sapphire reserve to a no annual fee freedom unlimited was granted. However if you downgrade a chase sapphire reserve or preferred card to a chase freedom or freedom unlimited card you will lose the ability to transfer those points to hotel and airline partners unless you have another like the.
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